How to save money - learn how to manage money correctly
We all know - in order to feelfinancially comfortable, first of all you need to try not to spend less, but to earn more. However, everyone's life develops differently: different societies, initially different opportunities for earning, so it is important not only to be able to "make" money, but also reasonably treat them. So, how to save correctly?
If for the average Europeanof the average monthly cost of food is an indicator of 8-12%, then for domestic citizens, it can sometimes reach 40-50%. Often it is the cost item that does not allow you to update your wardrobe, purchase the necessary equipment, or relax with your family. The cost of buying products will not be so burdensome for the family budget, if you follow simple rules. So, for example, buy only the right products - to do this before going to the store you can make a list. Products to buy better on wholesale bases or markets, do not forget also about discounts and discounts in the evening hours in some stores.
There are many ways to save ontransport. If you use public transport, it makes sense to purchase a travel card for a month. Small distances and it is better to walk at all - both useful and economically profitable. If you have a private car, here the main funds go, of course, to refuel it. How to save fuel? Very simple. Muffle the engine in a stopper - and the air will be cleaner, and extra liters of fuel will save. But the quality of what the car is refueling is not worth saving. Possible damage from using poor-quality fuel can significantly exceed the savings.
Next a little about how to save electricityand other resources for which utility services issue monthly bills. First, put in the house (apartment) counters - it's much cheaper than the monthly fee. In addition, so you can control the consumption of resources yourself. As for electricity, first of all, switch to the use of energy-saving light bulbs. Yes, they are slightly more expensive than usual, but the time is much more. It will not be superfluous to refuse from an electric kettle. If the house has an electric stove, then, on the contrary, it is advisable to buy an electric kettle.
About sales in clothing stores and shoes knowseach. Information on how to save and buy clothes at discounts often appears in groups in social networks, etc. It is also erroneous that the clothes in second-hand stores are necessarily low-grade. Very often in such places it is possible to buy branded things practically for a pittance, realized after withdrawal at the customs.
Cigarettes and alcohol
Looking for another way to save money? It is possible that the answer is literally under your nose. It's easy to calculate how much bad habits cost each month. By refusing bad habits, you will save this amount monthly, not to mention the enormous health benefits.
Good luck in your endeavors.